Samsung Emulates Apple Wallet with Tap-to-Send Feature

Samsung is adopting Apple Wallet's model by integrating a set-aside system and tap-to-send functionality into its own Wallet app.

Samsung Wallet: New Features on the Horizon

Amid the buzz surrounding the upcoming Galaxy S25 series, Samsung has also unveiled a slew of software updates. These updates, which flew under the radar during the announcement, specifically enhance the Samsung Wallet app. The app is set to introduce two innovative features that may not only match but potentially exceed those available on iPhones.

Overview of New Features

The first feature, named “Instant Installment”, is Samsung’s take on the popular “buy now, pay later” concept. The second, called “Tap to Transfer”, mirrors Apple’s “Tap to Cash”, allowing iPhone users to transfer money by bringing their devices close together. Samsung’s version expands this by supporting third-party digital wallets.

“Tap to Transfer” and “Instant Installment”

A Samsung spokesperson explained at a briefing that “Tap to Transfer” is not confined to Samsung Wallet alone; it links to the associated debit card or account and supports both Mastercard and Visa. Conversely, “Instant Installment” does not make Samsung a credit provider but rather facilitates purchases by converting them into an offline payment plan, available both online and in-store, with Visa or Mastercard credit cards.

Availability of New Features

It is important to note that these features will not debut alongside the Galaxy S25. Samsung indicated that they would roll out shortly thereafter, likely in the second quarter of the year. The features will also be backward compatible with older Galaxy phone models. However, details remain sparse and may change prior to launch. If Samsung succeeds in enabling money transfers between friends using different devices and digital wallets, it could offer a smoother and more convenient approach than Apple’s current solution.